Special Offers

  • 30YR4.75%*NO Closing CostAPR 4.78%

  • 20YR4.50%*NO Closing CostAPR 4.521%

  • 15YR4.25%*NO Closing Cost APR 4.257%

  • 10YR4.125%*NO Closing CostAPR 4.128%

  • 5/1YR4.125%*NO Closing CostAPR 4.128%

  • 7/1YR4.375%*NO Closing CostAPR 4.381%

  • 10/1YR4.50%*No Closing CostAPR 4.521%

  • 3/1YR4.25%*NO Closing CostAPR 4.251%

  • 30YR4.875%*NO Closing CostAPR 4.91%

  • 15YR4.625%*NO Closing CostAPR 4.627%

  • 5/1YR4.125%*NO Closing CostAPR 4.128%

  • 7/1YR4.125%*NO Closing CostAPR 4.126%

  • Harp Loan

    Under Water? We can Help!

    • Refinance up to 150%
    • Appraisal Often Waived
    • NO PMI Required
    • All Occupancy Types allowed
    Or call 1.888.360.8794

    Learn more

  • FlexTerm Loan

    Don't go Backwards - Save Thousands in Interest

    • Pick your term, from 8 to 30 years
    • Plan your retirement and budget
    • Customize your Goal!
    Call for Details 1.888.360.8794

  • Assets Based Loan

    Let Your Assets Pay Off!

    • Perfect for Retired Borrowers
    • Requires Less Documentation
    • Self-Employed-OK!
    Call for Details 1.888.360.8794

  • Jumbo Loans

    Let's Talk Jumbo

    • Up to $2 Million
    • No Mortgage Insurance
    • Assets Utilization Loan
    • Cash-out refinances allowed
    Or call 1.888.360.8794

    Learn more

  • FHA Loans

    Great for First Time Homebuyer

    • Down Payment As low as 3.50%
    • Streamline refinances
    • A 640 credit score qualifies
    Or call 1.888.360.8794

    Learn more

  • VA Loans

    "Thank you for your Service!"

    • Zero Money Down
    • No Mortgage Insurance
    • Refinance up to 100%
    • Flexible credit criteria
    Or call 1.888.360.8794

    Learn more

  • Home Path Loan

    Great deals and financing on Foreclosed properties

    • Down Payment as low as 3%
    • No Appraisal required
    • Great Buys on Properties
    • No Mortgage Insurance

    Learn more

  • Heloc

    A Smart Solution

    • Fixed Rates options Available
    • Cash & debt consolidation-$350,000
    • 1st Position HELOC-Ok!
    • Credit Score As low as 660
    Or call 1.888.360.8794

    Learn more

Lowest Rates AvailableLow Rates
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Great Customer ServiceCustomer Testimonials
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Customer Reviews

  • I just refinanced in October with a different company and it took 2 months to do and was a pain. I had to think long and hard about refinancing again. I was highly impressed with Vibhu Grover. He was very attentive. He would answer questions when I emailed him at 2am. A couple minutes later, I would have an answer. He puts his customers first. I was highly impressed and would use Vibhu Grover again. I was very pleased and have recommended him to others already!

    — Terri | St. Peters, Missouri
  • Received a great rate on a 15 year fixed with the best closing costs I could find. Closing was quick and painless. Thanks!

    — Andi | St. Charles, Missouri
  • Always responded promptly when I had questions and kept me up to date on everything that was happening throughout the purchase transaction. Vibhu was at closing and made me feel at ease. He made sure that all my questions were answered. US Wide Financial is a great company. They care about the people and believe in the business. That's hard to find these days. Thanks for everything.

    — Diana | Chesterfield, Missouri
  • I just wanted to thank you again for all your help with my refinance. It was the smoothest loan process I have ever experienced and think you and your company will do awesome if everyone handles the process like you did.

    — Patti | Kansas City, Missouri
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